Synthetic identity
An identity assembled from a mix of real and fabricated data, built to pass verification without corresponding to a person who exists.
Detected before onboarding, by cross-checking more than 200 independent sources.
Classic document fraud forges the papers of someone real. A synthetic identity does something harder to catch: it assembles a new person out of true fragments — a valid number here, a real address there — each of which passes any individual check.
That is why field-by-field verification does not solve it. Every data point checks out; what does not exist is the person who would tie them together. The signal is the incoherence between them: an identity that has never moved, never held a tie, never appeared in any other base.
Catching it requires cross-referencing sources independent enough that the fabrication cannot cover them all — and doing it before onboarding, not in the next audit.