Continuous asset monitoring
Following a financed or insured asset across the whole contract, so risk changes surface before the loss rather than after it.
21% of the Brazilian vehicle fleet monitored, on more than 3 TB of data per day.
The traditional model assesses risk once, at origination, and then waits. Between signature and loss there is no new information — which means the first news is usually the loss itself.
Continuous monitoring inverts that: the asset emits signal throughout the contract, and deviation becomes an alert before it becomes a claim. Use outside the declared profile, an atypical route, a period without signal, a change in who operates the asset — each one precedes the event.
Scale matters here, because a pattern is only detectable against a large base: Zarv monitors 21% of the Brazilian fleet and processes over 3 TB per day.