João Costa is the Founder and CEO of Zarv, where he leads the building of the risk infrastructure for insurers and financial institutions. A repeat founder for over a decade, he co-founded Kovi and took multiple products from zero to scale, with two exits along the way. Earlier, he was part of Chaordic's founding team and worked on product at 99 and Beleza na Web. His background is in product, design and technology, and his focus is execution and business impact. He is a Stanford GSB alumnus, a Y Combinator alum and an active angel investor, and speaks at CQCS Inovação, one of the main innovation events in the Brazilian insurance market.











